Sterling Heights title insurance and closing services

Macomb County property, coordinated from Dearborn

The property address and transaction type are the starting point. A Sterling Heights mailing address alone is not a complete legal description. Share the signed purchase agreement, if there is one, and any existing title information so the team can identify the parcel and the parties accurately.

The title search examines relevant Macomb County land records for ownership and recorded interests. The title commitment sets out the proposed coverage, exceptions, and requirements. Ask the team to explain anything you do not recognize rather than assuming every listed item will disappear at closing.

Purchases: connect the contract, lender, and title file

For a purchase, provide the agreement and amendments, your agent’s contact information, and the lender contact. Tell us about condominium or association documents, a planned change in the buyers named on the deed, or a seller signing through a representative. The team can explain what needs to be reviewed for your file.

A lender’s title policy and an owner’s title policy serve different interests. Ask what the quote includes, who is paying each charge under the agreement, and which conditions still need to be met. The buyer net sheet is a planning tool, not a final settlement statement.

Refinances and signing arrangements

For a refinance, let the team know about existing mortgages or other recorded liens. Payoff amounts and lender instructions need to be coordinated with the expected funding date. If a change in ownership is also intended, discuss that separately rather than assuming the refinance accomplishes it.

Call our Dearborn office to discuss the signing arrangements available for your transaction. Confirm where signing will occur, who must attend, and what identification and documents are needed before making travel plans. After signing, ask about funding conditions, submission of recordable documents to Macomb County, and delivery of your final documents.

Start your order or ask about costs

Start a title order with the property address and transaction details. If you are comparing costs, request a title quote and tell us what you are buying, selling, or refinancing. Estimates depend on the file and the services requested.

Use the buyer net sheet or seller net sheet to prepare questions, not as a guaranteed closing figure. For documents with sensitive information, ask the team how to send them securely. Verify funding instructions by calling a known office number before sending money.

Reach the Sonic Title® team

Sonic Title® has completed 975+ closings company-wide. Dee Shami is President & CEO.

Michigan Title Agency License No. 0146679 · NPN 21043903.

About Sonic Title® · Contact the office