Royal Oak title insurance and closing services
For a home in the City of Royal Oak, Sonic Title® provides title and closing coordination from our Dearborn office. There is no Royal Oak branch. This page concerns the City of Royal Oak in Oakland County—not Royal Oak Township.
Start with the right property and ownership details
Send the property address and, if available, the parcel information and existing deed or title policy. A shared place name is not enough to identify a property. Confirming the legal description matters when reviewing Oakland County land records and preparing documents for a City of Royal Oak transaction.
The title search looks for recorded ownership and interests affecting the property. A title commitment explains requirements and exceptions for the proposed insurance. Review questions about easements, liens, or how an owner is named with the team; do not assume title insurance covers every issue with the physical condition or use of the home.
Selling or buying: make the settlement figures understandable
A purchase file starts with the signed agreement and any amendments, along with agent and lender contacts. If the property is held by a trust or estate, or one owner cannot attend signing, mention that when ordering. The documents needed depend on the ownership and transaction.
Sellers should identify existing loans so payoffs can be requested and coordinated. Buyers should ask how lender charges, title charges, taxes, and other settlement items are being handled. Use the buyer or seller net sheet to plan questions, then review the actual figures for your transaction before signing.
Refinancing without losing track of the next steps
A refinance involves the new lender’s instructions, the existing mortgage payoff, and any title requirements. If you also want to add or remove an owner, say so at the outset and seek legal advice where needed. Changing the loan is not the same as changing the deed.
Our Dearborn office can explain signing arrangements for your file and how recordable documents will be submitted to Oakland County. Ask when funding can occur and how you will receive the recorded documents and policy. A proposed signing date remains subject to the file, funds, lender, and parties being ready.
Start your order or ask about costs
Start a title order with the property address and transaction details. If you are comparing costs, request a title quote and tell us what you are buying, selling, or refinancing. Estimates depend on the file and the services requested.
Use the buyer net sheet or seller net sheet to prepare questions, not as a guaranteed closing figure. For documents with sensitive information, ask the team how to send them securely. Verify funding instructions by calling a known office number before sending money.
Reach the Sonic Title® team
Sonic Title® has completed 975+ closings company-wide. Dee Shami is President & CEO.
Michigan Title Agency License No. 0146679 · NPN 21043903.
4 Parklane Blvd, Suite 330, Dearborn, MI 48126(313) 251-5145